Medical Aid Assist

Medical Aid Assist

Our prerogative is to take ownership of your medical aid challenges, by offering ongoing service with any of your medical aid requirements and / or queries. We also assist you in choosing the correct Medical aid option which will fulfil your needs and ensure best premiums for the maximum benefits. All this for a "Super low Monthly fee" This service also gives you access to our CareLine android/IOS APP, Instant real-time chat service to our call centre for apt assistance as well as many more additional services.

Wednesday 28 October 2015








YourHealth Portal

Bonitas is proud to be launching the YourHealth Portal – an exciting
new online educational web and mobile portal that gives members
access to an abundance of resources to help them make better health
choices and stay well-informed on health-related topics. The portal
includes e-tutorials, educational articles, self-assessment tools,
quizzes and so much more, all conveniently housed on the member
zone.

Bonitas Student Criteria

Please take note of the below application criteria for the Bonitas
Student option.

Applicants are required to be:
• A full time registered student.
• Able to produce proof of registration and/or an Acceptance
letter.
• Registered with any Institution of higher learning, as recognised by
the Department of Education within S.A boarders.
• Under the age of 30 years.

SANLAM REALITY


Please see the below links to view the Sanlam Reality Bonitas marketing 
material for distribution:
 


Monday 26 October 2015


Compliment for our Care Line Staff Member 

FROM:   MARIUS BEZUIDENHOUT
TO:  CANDACE
22ND OCTOBER 2015
IN RE: MEDICAL INSURANCE/MOMENTUM
DEAR MADAM,
1. I wish to place the following on record.
2. I have been approached by Elmarie vd Sandt to underwrite a Medical
        Insurance for myself and Naomi Bezuidenhout.
5. I have been contacted by Juanita, the young lady in your office on 
        many occasions.
6. As a request from Momentum, I had to complete supplementary documents.
7. I have sent them via email, but as it would happen, they did not arrive at your 
        office. 
8. Out of sheer desperation to get this policy going I have travelled to Alberton on three 
        different occasions.
9. In this I would appreciate the fact that you would reward Juanita with her efforts 

 Again, Juanita (sorry for omitting her surname, but I never got that) is the real driving force in your office. Reward her accordingly.
Kindest regards
Marius D Bezuidenhout

Friday 23 October 2015



Care Line Wishes our Staff member all the best on her wedding day tomorrow

We wish You and your Partner a life filled with Happiness, Health and Wealth




All the Best from Care Line Staff and Management 




Tuesday 20 October 2015


Reference: Low cost benefit option guidelines

Contact person: Paresh Prema
Tel: 012 431 0582
Fax: 086 743 2933
E-mail: p.prema@medicalschemes.com

Date: 12 October 2015

Circular 62 of 2015: Low cost benefit option (LCBO) guidelines

Circular 54 of 2015, published on 4 September 2015, containing the minimum
guideline package of the low cost benefit
option, has reference.
The Council for Medical Schemes (CMS), as well as the National Department
of Health have received various
submissions relating to the proposed package. In light of such submissions
requiring further analysis and consideration of
the proposed benefits, the package is hereby withdrawn, until further notice.
A revised package will be published in due course following consideration and
consultation with all relevant stakeholders.
Mr. D. Lehutjo
Acting Chief Executive Officer & Registrar
Council for Medical Schemes

Sunday 18 October 2015


CMScript 

Member of a medical scheme?

Know your guaranteed benefits!

Issue 9 of 2015

Gastroenteritis is the inflammation of the stomach and intestines (gut).
It is a common condition. Many children
(from birth to 12 years) have more than one episode in a year.
The severity can range from a mild, upset tummy
with mild diarrhoea for a day or two, to severe diarrhoea and
vomiting for several days or longer.
This Script is mainly for all types of diarrhoeal diseases.
CMScript Member of a medical scheme?
Know your guaranteed benefits!
Issue 9 of 2015

Causes of gastroenteritis
Infection - gastro-enteritis can be a symptom of infections
caused by many viruses, bacteria and other microbes
(germs) most of which are spread by stools (faeces) contaminated
water. Infection is more common when there is a
shortage of adequate sanitation hygiene and safe water for
drinking, cooking and cleaning. Rotavirus and Escherichia
coli are the two most common germs that cause diarrhoea
in developing countries.
Diarrhoeal disease can spread from person-to-person,
aggravated by poor personal hygiene. Food is another
major cause of diarrhoea when it is prepared or stored in
unhygienic conditions. Water can contaminate food during
irrigation. Fish and seafood from polluted water may also
contribute to the disease.
Malnutrition - Children who die from diarrhoea often suffer
from underlying malnutrition which makes them more
vulnerable to diarrhoea. Each episode of diarrhoea makes
their malnutrition even worse.
Other causes – Other non-infectious causes of gastroenteritis
include irritating foods or fluids (allergy-like reactions),
congenital (inborn) disease and stress.

Signs and symptoms
The main symptom is diarrhoea. Diarrhoea means loose or
watery stools, usually at least three times in a 24 hour period.
Blood or mucus can appear in the stools with some infections.
Vomiting is also another symptom. Crampy pains
in the tummy (abdomen) are common. Pains may ease for
a while each time some diarrhoea is passed. A high temperature
(fever), headache and aching limbs sometimes
occur. The greatest danger presented by gastroenteritis is
dehydration.
Symptoms of dehydration in children include passing little
urine; a dry mouth; a dry tongue and lips; fewer tears when
crying; sunken eyes; weakness; being irritable or lacking in
energy (lethargic). In infants a sunken fontanelle (taught in
antenatal clinics to all new mothers) is an important sign!
Symptoms of severe dehydration in children include drowsiness;
pale skin; cold hands or feet; very few wet nappies;
fast (but often shallow) breathing. Severe dehydration is
a medical emergency and immediate medical attention is
needed. Death can follow severe dehydration if body fluids
and electrolytes are not replenished, either through the
use of oral rehydration salts (ORS) solution, or through an
intravenous drip.

Diagnosis
The symptoms of gastroenteritis are usually enough to
identify the illness. Parents and caregivers should suspect
gastroenteritis if there is a sudden change in stool consistency
to loose or watery stools, and/or a sudden onset of
vomiting. It is important to find the cause as different types
of the condition respond to a variety of treatments. Health
professionals make a diagnosis based on the history provided
by parents/caregivers and physical examination. In
certain cases, stools and blood tests may be needed to establish
the cause of the gastro-enteritis.

Treatment
Oral rehydration therapy (ORT) - should be given as first
step treatment for the management of children with acute
gastroenteritis with mild to moderate dehydration. ORT is a
means of fluid replacement to treat and prevent dehydration.
The treatment is cost-effective and can be continued
at home. There are various types available in the market.
The picture below shows how to prepare ORT at home,
with water that has been boiled and then cooled:
https://flutrackers.com/forum/filedata/fetch?id=664030&d=1171765909

Nutrition and feeding - Early nutritional intervention
is important to avoid malnutrition, persistent
diarrhoea and death. At first, it may be
necessary to give smaller amounts of feeds
more frequently to avoid vomiting. The child
may initially be unable to take full feeds and may
lose weight, but the aim is to achieve full-volume
feeding within 1 - 2 days. There is no need to
dilute or otherwise modify the usual feeds, provided
that they are tolerated. Breast-fed babies
should continue to be breast-fed if they are able
to take it. Bottle-fed babies should be fed with
their normal full-strength feeds if they will take them. Fruit
juices or fizzy drinks should be avoided as these can make
diarrhoea worse.

Micronutrients - These are nutrients needed by the body
in small amounts. Zinc supplements reduce the duration
of a diarrhoea episode. There are various products in the
market. Avoid iron supplements or supplements containing
iron.

When to seek medical advice
Most children who have gastroenteritis have mild symptoms
which will get better in a few days. The important thing is to
ensure that they have plenty of liquids to drink. However
medical advice should be sought in the following situations:
• The child is under the age of 6 months
• There is an underlying medical condition (for example,
heart or kidney problems, diabetes, and history of premature
birth)
• The child has a high temperature (fever)
• Lack of fluid in the body (dehydration) is suspected or
developing
• The child appears drowsy or confused
• The child is being sick (vomiting) and unable to keep
fluids down
• There is blood in the diarrhoea or vomit
• The child has severe tummy (abdominal) pain
• Infections caught abroad or whilst visiting other countries
• The child has severe symptoms, or if you feel that their
condition is getting worse
• The symptoms are not settling (for example, vomiting
for more than 1-2 days, or diarrhoea that does not settle
after 3-4 days)
Prevention
• Full and exclusive breast-feeding on demand. It protects
against intestinal infections and prevents exposure
to environmental contamination.
• Access to safe water for drinking and food preparation,
and use of proper sanitation facilities.
• Proper hand-washing hygiene with soap and water after
toilet use, playing with pets, before food preparation
and feeding.
• Full immunisation including rotavirus vaccines. The
new rotavirus vaccines are safe and reduce the severity
of infection and prevent deaths.
Prescribed Minimum Benefits
Gastroenteritis is a Prescribed Minimum Benefit condition
under Diagnostic Treatment Pair (DTP) code 901F. The
DTP refers to gastroenteritis and colitis with life-threatening
haemorrhage (bleeding) or dehydration, regardless of
cause. The treatment component of this DTP is specified
as Medical management.

Regarding medical management, it means that the medical
scheme should pay for the diagnosis, treatment and care of
gastroenteritis according to the PMB regulation. Treatment
and care includes medication, pathology (blood tests), radiology
(abdominal x-ray and sonar) and other investigative
and monitoring services.
In case of children not admitted to the hospital, medical
management should still be funded as PMB. Payment of
PMBs from the Medical Savings Account (MSA) contravenes
Regulation 10 (6) of the Medical Schemes Act. It is
important for the treating provider to register the member
with the medical scheme for services rendered to allow
payment of health services from the correct benefit. The
members must still take the responsibility to ensure that the
form to be completed by the treating health provider is obtained
from the medical scheme. Once it is completed, the
member must ensure that the form is submitted to the medical
scheme. The medical scheme should however assist
the members with the registration process regarding PMBs.

References
Dorland, 2011. Dorland’s Illustrated Medical Dictionary, 32e
(Dorland’s Medical Dictionary). 32nd Edition. Saunders.
Steele, AD and Glass, R. 2011. Rotavirus in South Africa:
From discovery to vaccine introduction. South African Journal
Epidemiology Infect, 26(4)(Part I):184-190.
Wittenberg, DF. 2012. Management guidelines for acute
infective diarrhoea/ gastroenteritis in infants. South African
Medical Journal, 102 (2): 104 – 107.
World Health Organization. 2013. Diarrhoeal disease.
2015. [ONLINE] Available at: http://www.who.int/mediacentre/
factsheets/fs330/en/. [Accessed 7 October 2015]
Gastroenteritis in Children. Treatment and causes; information
| Patient. 2015. [ONLINE] Available at: http://patient.
info/health/gastroenteritis-in-children-leaflet. [Accessed
7 October 2015]

Friday 9 October 2015

                   Celebrating 10 Years of Exceptional Service and incomparable Advice

Wednesday 7 October 2015







Momentum Health offers all members the opportunity to change
their benefit option annually to coincide with the commencement
of the new benefit year which starts 1 January each year. This
ensures that members are able to select a benefit option appropriate
to their family’s unique or changing health care requirements.

Momentum Consult will be conducting information sessions during
October on the 2016 Momentum Health product range, as well as
Multiply and Admed gap cover.
Momentum Health has performed well over the 2015 benefit year
and the changes to the Momentum Health product for 2016 are
therefore minimal. Nevertheless, these information sessions present
an ideal opportunity for members who may be considering changing
their benefit option or who wish to obtain greater insight and guidance
on the selection of an appropriate benefit option.

Multiply has also announced some exciting product changes for 2016,
which will also be shared at these sessions.
Admed Gap Cover - MMI employees will be granted a once-off window
of opportunity to join Admed on 1 January 2016 on a guaranteed
acceptance basis, which means no underwriting or waiting periods,
and at significantly reduced staff rate.This window period will not
be extended, so employees are encouraged to attend one of the
information sessions to find out more about this limited offer.

The 2016 product changes will also be shared at the presentation
sessions and application forms and brochures will be available.
Presentations have been scheduled around the country at major
centres. Please click here to view the full schedule.
Once you have attended one of these sessions and you still require
assistance regarding your option selection or wish to take up the
staff special offer to join Admed gap cover, please contact Momentum
Consult via email at ConsultHealth@MomentumConsult.co.za.

An accredited Momentum Consult adviser will be available to provide you
with the necessary information, guidance and advice.
Yours sincerely
Warren van Rensburg
Momentum Consult Business Solutions
Health Care

CONTACT CARE LINE TODAY FOR ASSISTANCE TODAY 
0861 45 00 45

News Flash 16 March 2015



Dear Broker,

With the large amount of fraud, waste and abuse within the medical scheme
industry, Bonitas is proud to have obtained new, world-class analytical software,
 which uses advanced techniques to detect suspicious and abnormal claiming
patterns. This allows us to ensure that members receive the best care at all times,
 while reducing the financial impact of fraudulent activity and abuse, which
contributes to rising healthcare inflation.

This software will go live in October, 2015.

View more information here.

Kind regards,

Bonitas Medical Fund